Credit Score Information

Knowing your credit score isn’t a requirement for getting a home loan, but it’s a good idea to know what yours is. Credit scores tell potential lenders what kind of risk they are taking if they loan you money. The higher your credit score is, the less risk you pose. Credit score information is readily available from a variety of sources. There are only three agencies that determine a credit score, though, so it’s best to get your credit score directly from one of them. Use this credit score information to start researching how it is formulated and why it’s important to have good credit.

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